A defined benefit (DB) or cash balance (CB) plan is more than just an employee benefit. Properly structured, a DB or CB plan can be an elegant tool to help manage cash flow, maximize profitability, and super charge the retirement accounts of key employees and business owners. For many advisors and indeed even for most
Read MoreWas there a golden age of pensions or are more people covered by 401(k) plans today?
Read More5 things to consider if you want to improve your 401(k) plan
Read MoreWhile target-date funds may not be perfect, they offer a great solution for most plan participants who, let’s face it, have little or no desire to become asset allocation experts.
Read MoreHere’s a recap of NWPS 2014 and opportunities for us and our partners in 2015
Read MoreWe know that auto enroll and auto escalate have the most impact on plan participation and contribution rates. What is holding back adoption (besides cost)
Read MoreDo you know what the Top 10 compliance mistakes are for 401k plans? Here’s a list.
Read MoreIn the old days, some plan sponsors treated 401k investment menus like a restaurant menu. If somebody (influential) wanted a fund in the lineup it was added. The result of this in many plans were investment menus with too many funds, overlapping funds and dominated funds. Lineups like that are confusing to participants and result in poor(er) asset allocation.
Read More