Category Archives: Plan Design

10 Nov

The Upside of Target-Date Funds

While target-date funds may not be perfect, they offer a great solution for most plan participants who, let’s face it, have little or no desire to become asset allocation experts.

Read More
17 Nov

401(k) Investment Menu; Less is More

In the old days, some plan sponsors treated 401k investment menus like a restaurant menu. If somebody (influential) wanted a fund in the lineup it was added. The result of this in many plans were investment menus with too many funds, overlapping funds and dominated funds. Lineups like that are confusing to participants and result in poor(er) asset allocation.

Read More